/*
Theme Name: Monobank IN.UA v22 Competitive Editorial
Theme URI: https://monobank.in.ua/
Author: monobank.in.ua Editorial
Description: Незалежна інформаційна WordPress-тема для monobank.in.ua. Широка цілісна editorial-fintech система: чорний / теплий білий / жовтий, фіолетовий лише як фоновий акцент; великі SEO-блоки та тематичні гіди.
Version: 22.0
Requires at least: 6.0
Requires PHP: 7.4
Text Domain: monobank-inua
*/
:root{
  --ink:#0a0a0c;--ink2:#141416;--paper:#fff;--warm:#f5f2eb;--warm2:#fbfaf6;
  --line:#d8d1c5;--muted:#6b6670;--yellow:#ffd928;--purple:#6d28d9;
  --radius:28px;--shadow:0 18px 50px rgba(10,10,12,.08);--container:1480px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--ink);font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;line-height:1.58;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto}button{font:inherit}.site-main{overflow:hidden}.container{width:min(var(--container),calc(100% - 64px));margin-inline:auto}.section{padding:76px 0;position:relative}.section-clean,.section.white{background:#fff}.section-soft,.section.alt{background:radial-gradient(circle at 96% 5%,rgba(109,40,217,.06),transparent 24%),var(--warm)}.section-dark,.section.deep{background:var(--ink);color:#fff}.section-dark:after,.section.deep:after{content:"";position:absolute;width:360px;height:360px;border-radius:50%;right:-220px;top:-220px;background:rgba(109,40,217,.13);pointer-events:none}.section-dark>.container,.section.deep>.container{position:relative;z-index:1}

/* header */
.site-header{position:sticky;top:0;z-index:100;background:rgba(10,10,12,.97);border-bottom:1px solid #252529}.admin-bar .site-header{top:32px}.header-inner{min-height:76px;display:grid;grid-template-columns:260px 1fr 260px;align-items:center;gap:24px}.brand{display:flex;align-items:center;gap:11px;color:#fff;font-weight:900;letter-spacing:-.03em}.brand-mark{width:34px;height:34px;border-radius:9px;display:grid;place-items:center;background:var(--purple);color:#fff}.brand small{display:block;font-size:9px;text-transform:uppercase;letter-spacing:.08em;color:#9a96a0;margin-top:-3px}.main-nav{display:flex;justify-content:center;align-items:center;gap:4px}.main-nav a{color:#fff;font-weight:800;font-size:13px;padding:10px 12px;border:1px solid transparent;border-radius:10px}.main-nav a:hover,.main-nav a[aria-current="page"]{background:#19191d;border-color:#38383e}.header-actions{display:flex;justify-content:flex-end}.mobile-toggle,.mobile-menu{display:none}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:12px 18px;border-radius:12px;border:1px solid transparent;font-weight:900;font-size:13px;cursor:pointer}.btn-primary{background:var(--yellow);color:#090909;border-color:var(--yellow)}.btn-primary:hover{background:#ffe360}.btn-secondary{background:#fff;color:#090909;border-color:#aaa399}.btn-secondary:hover{background:#f4f1eb}.btn-outline-light{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:12px 18px;border-radius:12px;border:1px solid #55515a;color:#fff;font-weight:900}.btn-sm{min-height:40px;padding:10px 15px}

/* breadcrumbs + hero */
.breadcrumbs{padding-top:18px;font-size:11px;color:#817b84;display:flex;gap:7px}.breadcrumbs a:hover{text-decoration:underline}.page-hero,.hero.home-hero{background:var(--warm2);padding:34px 0 62px}.page-hero-box,.hero-shell{position:relative;overflow:hidden;display:grid;grid-template-columns:minmax(0,1.12fr) minmax(380px,.7fr);gap:72px;align-items:center;min-height:500px;padding:62px 68px;border:1px solid #252529;border-radius:30px;background:linear-gradient(135deg,#0a0a0c,#141217 66%,#20152d);box-shadow:var(--shadow);color:#fff}.page-hero-box:before,.hero-shell:before{content:"";position:absolute;width:340px;height:340px;border-radius:50%;right:-110px;top:-150px;background:var(--purple);opacity:.24}.page-hero-box:after,.hero-shell:after{content:"";position:absolute;width:180px;height:180px;border-radius:50%;left:-90px;bottom:-110px;background:var(--yellow);opacity:.10}.page-hero-copy,.hero-copy,.page-hero-art,.hero-mascot{position:relative;z-index:2}.hero-topline{display:flex;gap:12px;align-items:center;flex-wrap:wrap}.eyebrow{display:inline-flex;padding:8px 11px;border-radius:999px;background:#fff;color:#090909;font-weight:900;font-size:10px;text-transform:uppercase;letter-spacing:.06em}.hero-checked{font-size:10px;color:#bdb8c1}.page-hero h1,.hero-shell h1{font-size:clamp(52px,4.3vw,76px);line-height:.98;letter-spacing:-.05em;margin:18px 0 18px;max-width:860px}.page-hero p,.hero-shell p{font-size:17px;color:#c3bec7;max-width:760px;margin:0}.page-hero-actions,.hero-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}.hero-disclosure{font-size:10px;color:#908b96;margin-top:12px}.hero-trust,.trust-line{margin-top:18px;padding:14px 16px;border:1px solid #303035;background:#111115;border-radius:13px;display:flex;gap:14px}.hero-trust strong,.trust-line strong{font-size:11px;min-width:135px}.hero-trust span,.trust-line span{font-size:11px;color:#aaa5af}.hero-artboard,.hero-mascot{min-height:330px;background:#f7f4ed;border:1px solid #ded8cd;border-radius:24px;display:grid;place-items:center;padding:28px}.hero-artboard img,.hero-mascot img{max-height:300px;object-fit:contain}.hero-art-label{position:absolute;right:18px;bottom:14px;background:#090909;color:#fff;border-radius:999px;padding:6px 9px;font-size:9px}.hero-mascot-card{position:absolute;left:-28px;bottom:28px;max-width:245px;padding:15px 16px;border-radius:16px;background:var(--yellow);color:#090909}.hero-mascot-card span{display:block;font-size:9px;font-weight:900;text-transform:uppercase}.hero-mascot-card b{display:block;font-size:14px;line-height:1.25;margin:4px 0}.hero-mascot-card small{font-size:9px;color:#4c473a}

/* typography/layout */
.kicker{font-size:10px;line-height:1;text-transform:uppercase;letter-spacing:.09em;font-weight:900;color:var(--purple);margin-bottom:11px}.section-dark .kicker,.section.deep .kicker{color:var(--yellow)}.section h2,.article-content h2{font-size:clamp(36px,3.1vw,52px);line-height:1.03;letter-spacing:-.04em;margin:0 0 16px}.section h3,.article-content h3{letter-spacing:-.025em}.section p,.article-content p{font-size:16px;color:var(--muted);line-height:1.68}.section-dark p,.section.deep p{color:#bcb7c0}.section-heading-row,.section-head{display:grid;grid-template-columns:minmax(0,1fr) minmax(320px,440px);gap:64px;align-items:end;margin-bottom:38px}.section-heading-row>p,.section-head>p,.section-head .copy>p{margin:0;max-width:440px}.section-intro{max-width:900px}.editorial-split{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(360px,.75fr);gap:70px;align-items:start}.inline-actions,.dark-actions,.editorial-link-row{display:flex;gap:14px;align-items:center;flex-wrap:wrap;margin-top:24px}.text-link{font-weight:900}.text-link:hover{text-decoration:underline}

/* large cards */
.route-feature-grid{display:grid;grid-template-columns:1.22fr 1fr 1fr;gap:18px}.route-feature{min-height:320px;padding:32px;border:1px solid var(--line);border-radius:24px;background:#fff;display:flex;flex-direction:column}.route-feature>span{font-size:11px;font-weight:900;color:var(--purple)}.route-feature h3{font-size:31px;margin:48px 0 12px}.route-feature p{margin:0 0 24px}.route-feature b{margin-top:auto;font-size:13px}.route-dark{background:#0b0b0d;border-color:#0b0b0d;color:#fff}.route-dark>span{color:var(--yellow)}.route-dark p{color:#b8b3bd}
.facts-board{display:grid;grid-template-columns:1.1fr .9fr;gap:20px}.fact-major{min-height:330px;padding:38px;border-radius:26px;background:#0b0b0d;color:#fff;display:flex;flex-direction:column}.fact-major>span,.facts-side span{font-size:10px;font-weight:900;text-transform:uppercase;letter-spacing:.08em;color:var(--yellow)}.fact-major strong{font-size:56px;line-height:1;margin:56px 0 14px}.fact-major p{color:#b9b5bd}.fact-major a{margin-top:auto;font-weight:900}.facts-side{display:grid;gap:12px}.facts-side>div{padding:24px;background:#fff;border:1px solid var(--line);border-radius:18px}.facts-side span{color:var(--purple)}.facts-side strong{display:block;font-size:27px;margin:8px 0}.authority-card,.requirement-panel{padding:32px;border-radius:24px;background:#0b0b0d;border:1px solid #252529;color:#fff}.requirement-panel{background:#fff;color:#0b0b0d;border-color:var(--line)}.authority-card>span,.requirement-panel>span{display:inline-block;margin-bottom:16px;font-size:10px;font-weight:900;text-transform:uppercase;color:var(--yellow)}.requirement-panel>span{color:var(--purple)}.authority-card h3{font-size:29px;margin:0 0 15px}.authority-card ul,.requirement-panel ul{list-style:none;padding:0;margin:18px 0 0}.authority-card li,.requirement-panel li{padding:11px 0;border-top:1px solid #2e2e33;font-size:14px}.requirement-panel li{border-color:#e4ded4}
.three-column-editorial,.operation-groups{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.three-column-editorial article,.operation-groups article{min-height:290px;padding:32px;border:1px solid var(--line);border-radius:22px;background:#fff;display:flex;flex-direction:column}.three-column-editorial span,.operation-groups article>span{font-size:11px;font-weight:900;color:var(--purple)}.three-column-editorial h3,.operation-groups h3{font-size:27px;margin:42px 0 10px}.three-column-editorial a,.operation-groups a{margin-top:auto;font-weight:900}
.two-topic-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.topic-panel{padding:36px;border:1px solid var(--line);border-radius:24px;background:#fff}.topic-panel h2{font-size:38px}.topic-panel ul{padding-left:20px;color:var(--muted)}
.product-home-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.product-home-card{min-height:330px;padding:34px;border:1px solid var(--line);border-radius:24px;background:#fff;display:flex;flex-direction:column}.product-home-black{background:#0b0b0d;color:#fff;border-color:#0b0b0d}.product-home-card>span{font-size:10px;font-weight:900;text-transform:uppercase;color:var(--purple)}.product-home-black>span{color:var(--yellow)}.product-home-card h3{font-size:36px;margin:68px 0 12px}.product-home-black p{color:#b9b5bd}.product-home-card b{margin-top:auto}.product-home-more{grid-column:1/-1;display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-radius:20px;overflow:hidden;background:#fff}.product-home-more a{padding:22px;border-left:1px solid var(--line)}.product-home-more a:first-child{border-left:0}.product-home-more strong{display:block;font-size:17px}.product-home-more span{font-size:12px;color:var(--muted)}
.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.guide-grid a{min-height:180px;padding:26px;border:1px solid var(--line);border-radius:20px;background:#fff}.guide-grid span{font-size:10px;font-weight:900;text-transform:uppercase;color:var(--purple)}.guide-grid strong{display:block;font-size:20px;line-height:1.2;margin:12px 0 7px}.guide-grid small{color:var(--muted);font-size:12px}.support-home{display:grid;grid-template-columns:1fr 1fr;gap:72px}.support-home-list{border-top:1px solid var(--line)}.support-home-list a{display:flex;justify-content:space-between;padding:20px 0;border-bottom:1px solid var(--line);font-weight:900}

/* products */
.core-products{display:grid;grid-template-columns:1fr 1fr;gap:18px}.core-product{min-height:360px;padding:34px;border-radius:24px;border:1px solid var(--line);display:flex;flex-direction:column;background:#fff}.core-black{background:#0b0b0d;color:#fff;border-color:#0b0b0d}.core-top,.core-foot{display:flex;justify-content:space-between;gap:16px;align-items:center}.core-index{font-size:11px;font-weight:900}.core-chip{padding:7px 10px;border-radius:999px;background:var(--yellow);color:#090909;font-size:10px;font-weight:900}.core-white .core-chip{background:#0b0b0d;color:#fff}.core-copy{margin:auto 0}.core-copy h2{font-size:42px;margin:0 0 12px}.core-black .core-copy p{color:#b9b5bd}.core-foot{border-top:1px solid rgba(127,127,127,.3);padding-top:18px;font-size:12px}.product-scenario-list{border:1px solid var(--line);border-radius:22px;overflow:hidden;background:#fff}.product-scenario-list>a,.product-scenario-list>div{display:grid;grid-template-columns:120px 1fr 30px;gap:22px;align-items:center;padding:24px 28px;border-top:1px solid var(--line)}.product-scenario-list>*:first-child{border-top:0}.product-scenario-list>*>span{font-size:10px;font-weight:900;text-transform:uppercase;color:var(--purple)}.product-scenario-list h3{font-size:22px;margin:0 0 4px}.product-scenario-list p{margin:0;font-size:13px}.compare-wrap{overflow:auto;border:1px solid var(--line);border-radius:18px;background:#fff}.compare-table{width:100%;border-collapse:collapse;min-width:820px}.compare-table th{background:#0b0b0d;color:#fff;text-align:left;padding:16px;font-size:12px}.compare-table td{padding:16px;border-top:1px solid var(--line);font-size:13px}.decision-list>div{padding:18px 0;border-top:1px solid #303035;display:grid;grid-template-columns:48px 180px 1fr;gap:16px}.decision-list span{color:var(--yellow);font-weight:900}.decision-list b{color:#fff}.decision-list p{margin:0}

/* onboarding/tariffs/cashback/support */
.steps-line,.wide-checklist{display:grid;grid-template-columns:repeat(5,1fr);border-top:1px solid #34343a;border-bottom:1px solid #34343a}.steps-line>div{padding:26px;border-left:1px solid #34343a;min-height:190px}.steps-line>div:first-child{border-left:0}.steps-line span{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:var(--yellow);color:#090909;font-size:11px;font-weight:900}.steps-line h3{font-size:20px;margin:34px 0 8px}.two-option-panel{display:grid;grid-template-columns:1fr 1fr;gap:14px}.two-option-panel article{padding:26px;border:1px solid var(--line);border-radius:20px}.two-option-panel article>span{font-size:10px;font-weight:900;color:var(--purple);text-transform:uppercase}.two-option-panel h3{font-size:24px}.wide-checklist{grid-template-columns:repeat(4,1fr);border-color:var(--line);background:#fff;border-radius:18px;overflow:hidden}.wide-checklist>div{padding:24px;border-left:1px solid var(--line)}.wide-checklist>div:first-child{border-left:0}.numbered-rows{border-top:1px solid var(--line)}.numbered-rows article{display:grid;grid-template-columns:70px 1fr;gap:20px;padding:30px 0;border-bottom:1px solid var(--line)}.numbered-rows article>span{font-size:12px;font-weight:900;color:var(--purple)}.numbered-rows h3{font-size:25px;margin:0 0 7px}.numbered-rows p{margin:0}.credit-feature{display:grid;grid-template-columns:1.3fr .7fr;gap:44px;align-items:center;padding:38px;border:1px solid var(--line);border-top:5px solid var(--yellow);background:var(--warm2);border-radius:24px}.credit-big-numbers{display:grid;grid-template-columns:1fr 1fr;gap:12px}.credit-big-numbers>div{padding:22px;border-radius:16px;background:#0b0b0d;color:#fff}.credit-big-numbers span{font-size:10px;font-weight:900;color:var(--yellow);text-transform:uppercase}.credit-big-numbers strong{display:block;font-size:25px;margin-top:9px}.dark-checklist{list-style:none;margin:0;padding:0}.dark-checklist li{padding:13px 0;border-top:1px solid #303035}.dark-checklist li:first-child{border-top:0}.cashback-feature-grid{display:grid;grid-template-columns:1.25fr 1fr 1fr;gap:16px}.cashback-feature-grid article{min-height:290px;padding:30px;border:1px solid var(--line);border-radius:22px;background:#fff}.cashback-feature-grid article>span{font-size:10px;font-weight:900;color:var(--purple);text-transform:uppercase}.cashback-feature-grid h3{font-size:28px;margin:54px 0 10px}.cashback-main{background:#0b0b0d!important;color:#fff;border-color:#0b0b0d!important}.cashback-main>span{color:var(--yellow)!important}.cashback-main p{color:#b9b5bd!important}.support-route-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.support-route-grid a{min-height:280px;padding:30px;border:1px solid var(--line);border-radius:22px;background:#fff;display:flex;flex-direction:column}.support-route-grid span{font-size:11px;font-weight:900;color:var(--purple)}.support-route-grid h3{font-size:29px;margin:58px 0 10px}.support-route-grid p{margin:0}.contact-hero{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.contact-big{display:grid;grid-template-columns:1fr 1fr;gap:14px}.contact-big>div{padding:28px;border:1px solid #38383e;border-radius:18px}.contact-big span{display:block;font-size:10px;font-weight:900;color:var(--yellow);text-transform:uppercase;margin-bottom:8px}.contact-big strong{font-size:23px}.problem-stack article{padding:38px 0;border-top:1px solid var(--line);display:grid;grid-template-columns:70px 1fr;gap:20px}.problem-stack article:first-child{border-top:0}.problem-stack>article>span{font-size:12px;font-weight:900;color:var(--purple)}.large-problems h2{font-size:36px;margin:0 0 9px}

/* generic secondary pages */
.grid-2,.grid-3,.grid-4{display:grid;gap:16px}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}.card{padding:28px;border:1px solid var(--line);border-radius:20px;background:#fff}.card.dark{background:#0b0b0d;color:#fff;border-color:#0b0b0d}.card.dark p{color:#b9b5bd}.card-icon{width:38px;height:38px;border-radius:10px;background:#0b0b0d;color:#fff;display:grid;place-items:center;font-weight:900}.snapshot-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.snapshot-card{padding:24px;border:1px solid var(--line);border-radius:20px;background:#fff}.snapshot-card>span{font-size:10px;font-weight:900;text-transform:uppercase;color:var(--purple)}.snapshot-card>strong{display:block;font-size:27px;margin:10px 0}.check-list{list-style:none;padding:0;margin:24px 0 0;border-top:1px solid var(--line);max-width:980px}.check-list li{padding:15px 0 15px 30px;border-bottom:1px solid var(--line);position:relative}.check-list li:before{content:"✓";position:absolute;left:0;color:#10b981;font-weight:900}.note,.source-box,.editorial-box{padding:26px;border:1px solid var(--line);border-radius:20px;background:var(--warm2)}.source-grid{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-radius:16px;overflow:hidden}.source-link{padding:19px;background:#fff;border-left:1px solid var(--line)}.source-link:first-child{border-left:0}.source-link b{display:block;font-size:13px}.source-link span{display:block;font-size:11px;color:var(--muted);margin-top:4px}.checked{font-size:11px;color:var(--muted);margin-top:12px}.faq{display:grid;gap:8px;max-width:none}.faq-item{border:1px solid var(--line);border-radius:14px;background:#fff;overflow:hidden}.faq-q{width:100%;border:0;background:transparent;text-align:left;padding:18px 20px;font-weight:900;cursor:pointer}.faq-q:after{content:"+";float:right}.faq-a{display:none;padding:0 20px 18px;color:var(--muted)}.faq-item.open .faq-a{display:block}.faq-item.open .faq-q:after{content:"−"}.timeline{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.step{padding:26px;border-left:1px solid var(--line)}.step:first-child{border-left:0}.step-num{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:#0b0b0d;color:#fff;font-size:11px;font-weight:900}.step b{display:block;margin:28px 0 6px}.step span{font-size:12px;color:var(--muted)}
.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:64px}.article-content>section{padding:40px 0;border-bottom:1px solid #e7e1d7}.toc{position:sticky;top:96px;padding:20px;border:1px solid var(--line);border-radius:18px;background:#fff}.toc a{display:block;padding:8px 0;border-top:1px solid #eee8df;font-size:12px}.toc a:first-of-type{border-top:0}.editorial-box{display:flex;justify-content:space-between;gap:30px;align-items:center}.editorial-box h3{margin:0 0 8px}.cta-band{padding:56px 0;background:#fff}.cta-box,.referral-cta{display:flex;justify-content:space-between;gap:34px;align-items:center;padding:34px;border-radius:24px;background:#0b0b0d;color:#fff}.cta-box h2,.referral-cta h2{font-size:32px;margin:0 0 8px}.cta-box p,.referral-cta p{color:#b9b5bd;margin:0}.cta-disclosure{display:block;color:#817d86;font-size:10px;margin-top:10px}

.site-footer{background:#0b0b0d;color:#fff;padding:58px 0 24px;border-top:1px solid #252529}.footer-grid{display:grid;grid-template-columns:1.5fr repeat(4,1fr);gap:34px}.footer-brand p{color:#9f9aa4;font-size:12px;max-width:360px}.footer-col b{display:block;margin-bottom:12px}.footer-col a{display:block;color:#b8b4bd;font-size:12px;padding:5px 0}.footer-col a:hover{color:#fff}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid #29292e;margin-top:36px;padding-top:18px;color:#8e8994;font-size:10px}.mobile-sticky{display:none}

/* v21 extra SEO modules */
.seo-story{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(360px,.7fr);gap:70px;align-items:start}.seo-story .copy p{max-width:860px}.seo-highlight{padding:32px;border:1px solid var(--line);border-radius:24px;background:#fff}.seo-highlight h3{font-size:26px;margin:0 0 16px}.seo-highlight ul{margin:0;padding-left:18px;color:var(--muted)}.seo-highlight li{margin:10px 0}.intent-columns{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.intent-columns article{padding:30px;border:1px solid var(--line);border-radius:22px;background:#fff}.intent-columns article:nth-child(1){background:#0b0b0d;color:#fff;border-color:#0b0b0d}.intent-columns article:nth-child(1) p{color:#b9b5bd}.intent-columns span{font-size:10px;font-weight:900;color:var(--purple);text-transform:uppercase}.intent-columns article:nth-child(1) span{color:var(--yellow)}.intent-columns h3{font-size:27px;margin:44px 0 10px}.seo-text-block{max-width:1050px}.seo-text-block p{font-size:17px;line-height:1.75}.feature-rows{border-top:1px solid var(--line)}.feature-row{display:grid;grid-template-columns:220px 1fr;gap:40px;padding:30px 0;border-bottom:1px solid var(--line)}.feature-row>strong{font-size:20px}.feature-row p{margin:0}

@media(max-width:1180px){.container{width:min(100% - 40px,1240px)}.header-inner{grid-template-columns:220px 1fr 200px}.page-hero-box,.hero-shell{grid-template-columns:1fr 340px;gap:38px;padding:46px}.route-feature-grid,.cashback-feature-grid{grid-template-columns:1fr 1fr}.route-feature:first-child,.cashback-main{grid-column:1/-1}.product-home-more,.guide-grid{grid-template-columns:1fr 1fr}.support-route-grid{grid-template-columns:1fr 1fr}.snapshot-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1.4fr 1fr 1fr}.footer-col:nth-of-type(4),.footer-col:nth-of-type(5){margin-top:10px}.intent-columns{grid-template-columns:1fr 1fr}.intent-columns article:first-child{grid-column:1/-1}}
@media(max-width:900px){body.admin-bar .site-header{top:46px}.header-inner{grid-template-columns:1fr auto}.main-nav,.header-actions{display:none}.mobile-toggle{display:grid;width:44px;height:44px;border:1px solid #3a3a3f;border-radius:12px;background:#17171b;color:#fff}.mobile-toggle:before,.mobile-toggle:after,.mobile-toggle span{content:"";display:block;width:18px;height:2px;background:#fff;margin:2px auto}.mobile-menu.open{display:grid;padding:12px 20px 22px;background:#0b0b0d;border-top:1px solid #29292e}.mobile-menu a{padding:12px;color:#fff;border-bottom:1px solid #252529}.mobile-menu .btn{margin-top:10px;color:#090909;border-bottom:0}.page-hero-box,.hero-shell,.section-heading-row,.section-head,.editorial-split,.facts-board,.credit-feature,.contact-hero,.support-home,.seo-story{grid-template-columns:1fr}.page-hero-box,.hero-shell{padding:34px;min-height:0}.hero-artboard,.hero-mascot{min-height:280px}.hero-mascot-card{display:none}.route-feature-grid,.three-column-editorial,.operation-groups,.core-products,.product-home-grid,.two-topic-grid,.cashback-feature-grid,.intent-columns{grid-template-columns:1fr}.route-feature:first-child,.cashback-main,.intent-columns article:first-child{grid-column:auto}.product-home-more,.guide-grid,.support-route-grid,.grid-4,.grid-3,.snapshot-grid{grid-template-columns:1fr 1fr}.steps-line,.wide-checklist{grid-template-columns:1fr 1fr}.steps-line>div:nth-child(odd),.wide-checklist>div:nth-child(odd){border-left:0}.steps-line>div:nth-child(n+3),.wide-checklist>div:nth-child(n+3){border-top:1px solid #34343a}.wide-checklist>div:nth-child(n+3){border-top-color:var(--line)}.source-grid{grid-template-columns:1fr 1fr}.source-link:nth-child(3){border-left:0;border-top:1px solid var(--line)}.source-link:nth-child(4){border-top:1px solid var(--line)}.footer-grid{grid-template-columns:1fr 1fr}.article-grid{grid-template-columns:1fr}.toc{display:none}.feature-row{grid-template-columns:1fr;gap:8px}}
@media(max-width:620px){.container{width:min(100% - 22px,1240px)}.section{padding:56px 0}.page-hero,.hero.home-hero{padding:22px 0 36px}.page-hero-box,.hero-shell{padding:25px 20px;border-radius:22px}.page-hero h1,.hero-shell h1{font-size:38px}.page-hero p,.hero-shell p{font-size:15px}.page-hero-actions,.hero-actions{display:grid}.page-hero-actions .btn,.hero-actions .btn{width:100%}.hero-artboard,.hero-mascot{min-height:230px}.section h2,.article-content h2{font-size:32px}.route-feature{min-height:230px;padding:24px}.route-feature h3{font-size:26px;margin-top:28px}.facts-side,.product-home-more,.guide-grid,.support-route-grid,.grid-2,.grid-3,.grid-4,.snapshot-grid,.source-grid,.contact-big,.credit-big-numbers,.two-option-panel{grid-template-columns:1fr}.source-link{border-left:0;border-top:1px solid var(--line)}.source-link:first-child{border-top:0}.steps-line,.wide-checklist,.timeline{grid-template-columns:1fr}.steps-line>div,.wide-checklist>div,.step{border-left:0;border-top:1px solid var(--line)}.steps-line>div:first-child,.wide-checklist>div:first-child,.step:first-child{border-top:0}.decision-list>div{grid-template-columns:40px 1fr}.decision-list>div p{grid-column:2}.product-scenario-list>a,.product-scenario-list>div{grid-template-columns:1fr;gap:6px}.compare-table{min-width:760px}.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.footer-bottom{display:block}.footer-bottom span{display:block;margin-top:7px}.mobile-sticky{position:fixed;left:0;right:0;bottom:0;z-index:95;display:flex;justify-content:space-between;gap:12px;align-items:center;padding:10px 12px;background:#0b0b0d;border-top:1px solid #29292e}.mobile-sticky span{color:#9e99a3;font-size:10px}.mobile-sticky .btn{min-height:40px;padding:9px 12px}.site-footer{padding-bottom:90px}.faq{max-width:none}}

/* v21.1 cohesion/width fixes */
.section-heading-row{grid-template-columns:minmax(0,1.25fr) minmax(360px,.75fr)}
.seo-text-block{max-width:1180px}
.page-hero-box,.hero-shell{width:100%}
.support-route-grid a:nth-child(1){background:#0b0b0d;color:#fff;border-color:#0b0b0d}.support-route-grid a:nth-child(1) p{color:#b9b5bd}.support-route-grid a:nth-child(1) span{color:var(--yellow)}
.operation-groups article:nth-child(1){background:#0b0b0d;color:#fff;border-color:#0b0b0d}.operation-groups article:nth-child(1) p{color:#b9b5bd}.operation-groups article:nth-child(1)>span{color:var(--yellow)}
.problem-stack{max-width:1180px}.problem-stack article{grid-template-columns:86px 1fr}.problem-stack article>span{font-size:15px}
.section-dark .guide-grid a{background:#141416;border-color:#303035;color:#fff}.section-dark .guide-grid small{color:#aaa5af}.section-dark .guide-grid span{color:var(--yellow)}
@media(max-width:1180px){.section-heading-row{grid-template-columns:minmax(0,1fr) minmax(300px,.65fr)}}


/* v22 homepage density + unified accent rules */
.home-v22 .section-heading-row{margin-bottom:30px}.home-v22 .section p{max-width:920px}.home-v22 .section-heading-row>p{font-size:15px;line-height:1.65}.home-editorial-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(420px,.85fr);gap:64px;align-items:start}.home-editorial-copy p{font-size:17px;line-height:1.75;margin:0 0 16px}.home-editorial-copy h2{max-width:820px}.home-feature-list{border-top:1px solid var(--line)}.home-feature-item{display:grid;grid-template-columns:52px minmax(0,1fr);gap:18px;padding:22px 0;border-bottom:1px solid var(--line)}.home-feature-item>span{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#0b0b0d;color:#fff;font-size:11px;font-weight:900}.home-feature-item h3{font-size:22px;margin:0 0 6px}.home-feature-item p{font-size:14px!important;margin:0;color:var(--muted)}.home-benefits-band{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-radius:22px;overflow:hidden;background:#fff}.home-benefits-band>div{padding:28px;border-left:1px solid var(--line)}.home-benefits-band>div:first-child{border-left:0}.home-benefits-band span{display:block;font-size:10px;text-transform:uppercase;font-weight:900;color:var(--purple);margin-bottom:20px}.home-benefits-band strong{display:block;font-size:21px;line-height:1.2;margin-bottom:8px}.home-benefits-band p{font-size:13px!important;margin:0;color:var(--muted)}.home-link-cluster{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.home-link-cluster a{display:flex;justify-content:space-between;gap:18px;align-items:center;padding:22px 24px;border:1px solid var(--line);border-radius:18px;background:#fff;font-weight:900}.home-link-cluster a span{color:var(--muted);font-weight:500;font-size:13px;text-align:right}.product-home-black>span{color:#fff}.product-home-black b{color:#fff}.product-home-black .text-link{color:#fff}.credit-feature .kicker{color:var(--purple)}
@media(max-width:900px){.home-editorial-grid{grid-template-columns:1fr}.home-benefits-band{grid-template-columns:1fr 1fr}.home-benefits-band>div:nth-child(3){border-left:0;border-top:1px solid var(--line)}.home-benefits-band>div:nth-child(4){border-top:1px solid var(--line)}.home-link-cluster{grid-template-columns:1fr}}
@media(max-width:620px){.home-benefits-band{grid-template-columns:1fr}.home-benefits-band>div{border-left:0;border-top:1px solid var(--line)}.home-benefits-band>div:first-child{border-top:0}.home-feature-item{grid-template-columns:42px 1fr}.home-v22 .section{padding:54px 0}}